Conveyancing | The Contracts.
Whilst most people hate the paperwork side of things it is important to go through the contract with your conveyancing solicitor...link
Boost for Help to Buy scheme.
An extra £10bn is to be made available to extend the help to buy scheme allowing 135,000 people to get a foot on the property ladder with the details to be released in November’s budget.
The Help to Buy scheme lets buyers with a 5% deposit buy a new build.
Critics of the scheme have said this move will artificially inflate the cost of new house prices.
The conservatives have long championed house buying, over recent years we have seen that home ownership has fallen, mainly because of supply and the clamp down in mortgage lending, in the past 20 years the percentage of 25 year olds owning a property has fallen from almost 50% down to just 20%.
Most have turned to renting, an area that the government has also promised change to safeguard tenants.
The problem with these changes has been that landlords have seen increased legislation, which is not a bad thing, but also changes in tax, if we continue to see a slowdown in house growth and an increase in interest rates there will come a time where landlords will look elsewhere for investments.
Whilst the pound is on a slide the UK property market remains a good investment for overseas buyers.
The help to buy scheme at best is a band aid on the property market at worst is described as throwing petrol on a bonfire.
With the planning laws as they are supply will remain low and increasing demand will push up prices, making it worse for those that do not qualify for the scheme.
For the details of the scheme visit Help to Buy
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